TERMS AND CONDITIONS:

The website https://www.shankarkulkarni.com (and its associated websites 5DaysClass.com, ProfitSystem.in) is owned and operated by Shankar Kulkarni Academy (SKA). Before you proceed further with your decision of availing any of the services of Shankar Kulkarni Academy, kindly take a moment to read all the Terms and Conditions. These Terms and conditions apply to all visitors, users and others who access or use our Services. By accessing or using the Service you agree to be bound by these Terms and Conditions. If you disagree with any part of the terms then you may not access the Service.

Shankar Kulkarni Academy is an Educational Institution solely providing education to students for Wealth and Stock Market. All the information contained in this Website is for general information purposes only. While SKA endeavours to keep the information up-to-date and correct, we make no representation or warranty of any kind, express or implied about the completion, accuracy, reliability, sustainability or availability with respect to website or information, products, services or related graphics, contained on the website for any purpose. Any reliance you place on such information is, therefore, strictly at your own risk.

If you are a minor, i.e. under the age of 18 years and over the age of 13 years, you may use the Site under the supervision of a parent or legal guardian who agrees to be bound by these Terms and Conditions.

SKA Management reserves the right to deny admission to their Seminars without any justification.

COPYRIGHTS AND TRADEMARKS:

Unless stated otherwise, all the copyrights to the intellectual information shared on the website, inclusive of but not limited to, audio, video, text, and/or graphical data, are the sole property of Shankar Kulkarni Academy, and are guided by the pertinent Indian Laws. Any infringement or attempts of infringements, of the same would be punishable by the law.

DISCLAIMER:

The information on https://www.shankarkulkarni.com is for the general information of the authorised recipient, and we are not soliciting any action based upon it. This information is not to be construed as an offer to buy or sell any security. It does not constitute a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual clients. Prospective investors and traders are cautioned that any forward-looking statements are not predictions and may be subject to change without notice. Before acting on any of the information given on the website, you should do your own diligent study or seek advice from an independent financial adviser. Shankar Kulkarni Academy especially states that it has no financial liability whatsoever to any user on account of the use of information provided on its website.

DISCLAIMER FOR FACEBOOK PAGES / YOUTUBE CHANNEL / SOCIAL MEDIA PAGES:

Shankar Kulkarni Academy does not warrant the accuracy, completeness or usefulness of the information available on its FACEBOOK pages / YOUTUBE channel / Social Media pages. Nothing contained in or provided through this FACEBOOK/ YOUTUBE/ Social Media is intended to constitute advice or solicitation for any investment / financial products or services, neither does it constitute an offer for the purchase or sale of any financial instrument or confirmation of any transaction.

Any information related to investment / financial products or services that may be available on /through these is unwarranted and Shankar Kulkarni Academy does not hold any responsibility for the consequences of any action or omission thereof.

PRIVACY POLICY:

All personal information, which is gathered and stored through this site, shall be governed by these terms laid out by Shankar Kulkarni Academy. We capture personal information about the proposed user / student while registering with Shankar Kulkarni Academy for login and registration, course purchase and accounts access. The information is used for promptly identifying you and to attend personally to your specific requests.We will hold your personal information confidentially and will preserve it. We will not sell or rent the information to anyone. In case of a compulsion to share your information, we shall obtain your prior consent and the information shall be shared with only those people or companies who are authorised by you to do so.

We may use third-party Service Providers like Google Analytics to monitor and analyse the use of our service.

Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our service. This data is shared with other Google services. Google may use the collected data to contextualise and personalise the ads of its own advertising network. You can opt-out of having made your activity on the service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript from sharing information with Google Analytics about visits activity.

Shankar Kulkarni Academy reserves the right to change the contents of the privacy policy from time-to-time. Any predominant change in the manner of usage of the personal information shall be notified in this site.

USER OBLIGATIONS:

You are a restricted user of this website.

• You shall securely keep the login information, if any, provided to you. The login access, if any, provided is for your personal use only, and shall not be shared with others under any circumstances.
• You shall not copy, record, reproduce and / or transmit any study material, online seminars / videos, either live or recording shared with you, either part or whole, in any form.
• In the event of any unauthorised copying, recording, reproduction and / or distribution of any study material, seminar / video which is property of Shankar Kulkarni Academy, Shankar Kulkarni Academy would be authorised to initiate any punitive or legal action against the same.
• Once enrolled for a program, you have to attend all sessions, in case of absence in emergency situations, SKA Admin. must be informed or in other cases prior permission needs to be taken from SKA Admin.
• You shall not use SKA seminars for advertising or soliciting personal things.
• Your trading results are solely your responsibility, SKA do not provide any promises about profits/loss. You should not expect any advisory service / tips about buying/ selling from SKA.
• You are bound not to cut, copy, distribute, modify, recreate, reverse engineer, distribute, disseminate, post, publish or create derivative works from, transfer, or sell any information obtained from the website. With our prior permission limited use may be allowed. For the removal of doubt, it is clarified that unlimited or wholesale reproduction, copying of the content for commercial or non-commercial purposes and unwarranted modification of data and information within the content of the website is not permitted.
• You agree not to access (or attempt to access) the Website and/or the materials or services by any means other than through the interface that is provided by the website. The use of deep-link, robot, spider or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the website or content, or in any way reproduce or circumvent the navigational structure or presentation of the website, materials or any Content, to obtain or attempt to obtain any materials, documents or information through any means not specifically made available through the website. You acknowledge and agree that by accessing or using the website or services, you may be exposed to content from other users that you may consider offensive, indecent or otherwise objectionable. We disclaim all liabilities arising in relation to such offensive content on the website. Further, you may report such offensive content to SKA Admin.
• In places where this website allows you to post or upload data/information, you undertake to ensure that such material is not offensive and in accordance with applicable laws.
• You shall not engage in advertising to, or in solicitation of, other users of the website to buy or sell any products or services, including, but not limited to, products or services related to that being displayed on the website or related to us. You may not transmit any chain letters or unsolicited commercial or junk email to other users via the website. It shall be a violation of these Terms of Service to use any information obtained from the website in order to harass, abuse, or harm another person, or in order to contact, advertise to, solicit, or sell to another person other than us without our prior explicit consent.
• You shall avoid all communications which might create disagreement like politics, sports, religion and other gossip on websites and other SKA social media forums.
• We have no obligation to monitor the materials posted on the website. We shall have the right to remove or edit any content that, in its sole discretion, violates or is alleged to violate, any applicable law or either the spirit or letter of these Terms of Service.
• You understand that we have the right at all times to disclose any information (including the identity of the persons providing information or materials on the website) as necessary to satisfy any law, regulation or valid governmental request. This may include, without limitation, disclosure of the information in connection with investigation of alleged illegal activity or solicitation of illegal activity or in response to a lawful court order.

GOVERNING LAW:

These Terms shall be governed and construed in accordance with the laws of Bangalore, India, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

CANCELLATION AND REFUND POLICY

1)    The Participant is aware that there are no refunds and no guarantees for the program. The Participant is aware that, the SKA has made extensive arrangements and investments in terms of creating exclusive quality content, including significant investment into software, hardware, hosting platforms, etc. The Participant is also aware that once the program commences, the team of SKA is deeply involved in terms of efforts and time, and hence, cancellation results in a psychological drain on the members thereof.

2)    Fees once paid are non-transferable and non-refundable for what ever reasons.